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Meet The Team

At Clarity Retirement & Wealth, our team of fiduciary advisors is dedicated to helping you make confident, informed decisions about your financial future. Through education-first guidance and personalized support, we simplify retirement planning so you have the opportunity to move forward with clarity and peace of mind.

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Letter from Our Founder

In 2009, a family crisis changed my life. As the economy struggled, my father, a Southcoast Massachusetts lawyer, faced pancreatic cancer. He asked me to review our family’s financial plan, expecting it to be secure. I was shocked to discover unexpected tax issues could erode his savings, threatening our future. This taught me that even careful plans need regular updates to remain robust.

That experience inspired Clarity Retirement & Wealth. At Clarity, we cross our T’s and dot our I’s to ensure you retire with confidence and live with clarity. I founded this firm to prevent families from facing such uncertainty. As lifelong Southcoast Massachusetts residents, we’re dedicated to helping you achieve your retirement goals while protecting your hard-earned savings.

The financial industry often leaves clients confused about their money. Our education-based process sets us apart. We break down complex topics like tax-efficient withdrawals, Social Security timing, and sustainable income into clear, understandable steps. This educational process builds confidence and empowers you to retire stress-free, focusing on what matters most.

Thankfully, my father survived—a true miracle we cherish daily. Now, I’m committed to guiding clients through their retirement transition, a major life change. We listen to your needs, crafting personalized plans to secure your financial future.

Ready to simplify your retirement planning? Contact us to discover how our education process brings clarity to your financial journey.

Sincerely,
Jay Williams
Clarity Retirement & Wealth

Meet Our Team

At Clarity Retirement & Wealth, our advisors share a singular mission: to empower retirees and pre-retirees through education, transparency, and trust. We understand that financial confidence begins with comprehension, which is why our approach always starts with teaching before advising.

With decades of combined experience in retirement income planning, wealth management, and tax strategy, our team provides personalized guidance to help you make informed decisions and navigate life’s financial transitions with clarity and confidence.

Jay Williams J.D. AEP® CFP®

Wealth Advisor

Jay Williams is the Managing Member of Clarity Retirement & Wealth, where he focuses on helping families and retirees bring structure and confidence to every stage of their financial life. He provides comprehensive guidance in estate, retirement, and investment planning, with a deep commitment to delivering clarity and long-term financial security for every client.

Before founding Clarity Retirement & Wealth, Jay built a successful career over the past 16 years, developing extensive expertise in investment management, insurance strategies, and multi-generational wealth coordination. His approach centers on education, transparency, and empowering clients to make informed financial decisions that reflect their values and goals.

Jay holds a bachelor’s degree in civil engineering from the University of Massachusetts Amherst and a law degree from UMass School of Law. He was admitted to the Massachusetts Bar in 2007 and sworn into the U.S. District Court in 2010. Jay is a CERTIFIED FINANCIAL PLANNER™ professional and an Accredited Estate Planner®.

Outside of the office, Jay enjoys spending time with his wife, Vanessa, and their two children, Jack and Madalen. He’s active in the South Coast of Massachusetts community and is dedicated to helping families achieve greater financial confidence and lasting peace of mind.

Christopher Resendes

Wealth Advisor

Christopher Resendes works closely with the Clarity Retirement & Wealth team to provide personalized financial guidance for individuals and families preparing for retirement. Based in Massachusetts and serving clients throughout the country, Christopher focuses on helping people achieve financial clarity through thoughtful retirement and wealth management strategies.

Before joining Clarity Retirement & Wealth, Christopher built a successful career over the past six years, where he gained extensive experience in investment management and estate planning coordination. He’s passionate about helping clients gain confidence and peace of mind by simplifying complex financial decisions and aligning their wealth with their personal values and goals.

Outside of work, Christopher serves as President of the South Coast Business Alliance, a nonprofit that raises funds for at-risk youth across the region. He enjoys community outreach, coaching youth football, and spending time with his wife, Janessa, and their two children, Braylon and Rylan.

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